Privacy Policy & Terms of Service

Privacy Policy

DWR Squared Benefits (“DWR,” “we,” “us,” or “our”) respects your privacy. This policy describes the information we collect through this website, how we use it, and the choices you have.

Who we are

DWR Squared Benefits provides employee benefits guidance to small businesses. You can reach us at will@dwrsquaredbenefits.com.

Information we collect

We collect information you choose to send us, including:

• Contact / assessment requests: name, email address, company name, employee count, and the message you submit through our website form.
• Marketing opt-out requests: name (optional), email address, phone number, and the communication types you ask us to stop.

We do not require an account to browse this site. We do not knowingly collect information from children.

How we use information

We use the information you provide to:

• Respond to benefits assessment requests and related inquiries
• Prepare for and follow up on conversations with your team
• Send marketing emails or text messages when you have provided the relevant contact information for that purpose
• Process opt-out requests and maintain suppression records
• Operate, secure, and improve this website

Email and text messages

If you share an email address or phone number with us, we may use it to follow up on your request and, where permitted, to send marketing communications about DWR services. Message frequency varies. Message and data rates may apply for text messages.

You can stop marketing emails and marketing text messages at any time through our marketing opt-out page, by emailing will@dwrsquaredbenefits.com, or by following the unsubscribe or STOP instructions in a message you receive from us. Opting out of marketing does not affect transactional messages related to an active benefits conversation or plan.

How we share information

We do not sell your personal information. We share information only as needed to run our business, including:

• Service providers that host this website and process form submissions (currently Netlify) so we can receive and respond to your requests
• Professional advisors, or if required by law, legal process, or to protect DWR, our clients, or others

Cookies and similar technologies

This website is hosted by a third-party provider that may set cookies or similar technologies that are necessary to operate the site, protect against abuse, and remember basic preferences. We do not use third-party advertising cookies on this site.

How long we keep information

We keep contact and opt-out information for as long as needed to respond to your request, provide services, honor opt-out preferences, and meet legal or recordkeeping obligations. We then delete or de-identify it when it is no longer needed.

Your choices

You may:

• Ask us what personal information we have about you, or request a correction
• Opt out of marketing emails and texts via the opt-out form
• Email will@dwrsquaredbenefits.com with privacy questions or requests

Depending on where you live, you may have additional rights under applicable privacy law. We will respond to requests in accordance with those laws.

Changes to this policy

We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page will change when we do. Continued use of the website after an update means you accept the revised policy.

Terms of Service

By accessing dwrsquaredbenefits.com, you agree to these Terms of Service. If you do not agree, please do not use the site.

Using this website

You may use this website for lawful purposes only, including learning about DWR Squared Benefits and requesting a conversation about employee benefits. You agree not to misuse the site, attempt to disrupt it, or submit false or misleading information through our forms.

No professional advice

Content on this website is for general information only. It is not legal, tax, insurance, or benefits advice, and it does not create an advisor-client relationship. Benefit availability, pricing, and plan details depend on the employer, carriers, and other third parties. Any engagement with DWR is subject to a separate conversation and, where applicable, a separate agreement.

Form submissions

When you submit a contact or opt-out form, you confirm that the information is accurate and that we may use it as described in our Privacy Policy. We will try to respond promptly, but we do not guarantee a particular response time.

Intellectual property

The website design, text, logos, and other content are owned by DWR Squared Benefits or used with permission. You may not copy, distribute, or use that content for commercial purposes without our written consent, except for limited personal, non-commercial use.

Third-party sites

This website may link to third-party sites or resources. We are not responsible for their content, policies, or practices.

Disclaimer of warranties

This website is provided “as is.” We do not warrant that it will be uninterrupted, error-free, or free of harmful components. To the fullest extent permitted by law, we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the fullest extent permitted by law, DWR Squared Benefits and its owners, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising from your use of this website. Our total liability for claims relating to the website will not exceed one hundred dollars ($100).

Changes and contact

We may update these terms at any time by posting a revised version on this page. If you have questions, contact us at will@dwrsquaredbenefits.com.