Employer Assessment
Start with a clear picture of your business, employee needs, current benefits, budget, and retention goals.
Services
Benefits support from first conversation through renewal.
DWR works as an ongoing advisory partner: assess the employer, compare options, implement the plan, support employees, and optimize over time.
Option Analysis
Review viable benefit alternatives and identify solutions that are practical for a small business to offer and maintain.
Plan Implementation
Support enrollment, onboarding, and education so owners and employees understand the benefits being offered.
Ongoing Support
Stay available for claims, customer service, employee questions, changes, and issues after enrollment.
Proactive Optimization
Plan ahead for participation, renewals, enrollment strategy, and ongoing improvements to the benefits program.
No-Cost to the Business
Offer more without spending more.
DWR provides access to benefit programs that require zero employer contribution, giving employees meaningful care and coverage options without adding to the company's benefit budget.
Care Management Programs
Virtual care for employees and their families at no cost to the business.
DWR's Preventative Care Management Programs deliver a full virtual care suite, plus an included Accident Insurance policy, with zero employer contribution required.
- Virtual primary and urgent care
- Virtual mental health care
- Prescription savings program
- Virtual pet care
- Accident Insurance, included
Supplemental Insurance
Life, accident, and critical illness coverage that requires no business investment.
DWR offers a broad portfolio of supplemental insurance products, many available on a guaranteed issue basis, so employees access meaningful protection regardless of health history.
- Group life insurance
- Individual life insurance
- Accident insurance
- Hospital indemnity
- Critical illness coverage
- Guaranteed issue options available
For Small Businesses
Make benefits feel possible, not overwhelming.
DWR helps small businesses choose hands-on benefit solutions that are practical to offer, easy to explain, and meaningful for employees.